Deal with an independent insurance company for the best deals and tailored packages

Our Auckland-based lifestyle insurance company specialises in Personal Risk Insurance such as life insurance, trauma insurance, income and mortgage protection cover and private medical cover as well as house, contents, car insurance and KiwiSaver. We can offer assistance nationwide through our online video conferencing so no matter where you are in New Zealand, we can take care of you.

Our Main Services

Together we’ll help you make an informed choice on the best protection for you and your family while helping you grow your wealth with the right KiwiSaver provider.  What can we help you take care of today?

Why choosing to work with a Financial Adviser is better for you and your family’s future:

  • We follow an Easy 3 Step Process to Review your Insurances.
  • We compare the entire NZ market to make sure the policy you have best suits you and your family’s needs whilst being competitive.
  • You receive personalised advice tailored to your situation by recommending suitable levels of cover under the benefits you choose e.g. Life, Trauma, Income Protection and Private Medical.
  • We ensure your application is processed efficiently by gathering all your relevant information which will provide a smoother claims experience.
  • A personalised Client Dashboard is sent to you once your cover is in place which will provide you with details on all services held with Lifestyle Cover and recommendations for the future.
  • We provide guidance to you in the event of a claim and advocating for you when you need it most.
  • Contact is made with you each anniversary to ensure the protection will still meet your needs.
  • We offer over the phone, face to face, and video conferencing appointment options nationwide.
  • Our services are free of charge if you choose to work with us.
Lifestyle Cover 3 Easy Setps image

By having the right insurance cover, you can ease or even completely remove any financial burden caused by major illnesses and injuries.  While the cover may not remove physical or emotional pain, it allows you to focus on the things that are precious to you: spending time with your loved ones, getting well, or looking after your home, your family, your business and your future.

Unique Client Dashboard Service

making it easy

We realise there can be a lot of paperwork involved with insurance, and we are constantly looking for ways in which we can add value to your experience. We know it’s not always easy when there are multiple policies, different terms and premiums.

keeping you updated

We identified this as an area we could streamline for our clients, and this has led to the development of the new ‘Lifestyle Cover Dashboard’. This is unique to our company and was developed by Nicole to provide a clear visual snapshot of all your policies in one place that is personalised to you.

“All our Personal and Business Risk Insurance clients will receive a copy of the Dashboard upon arranging new cover with us which will be updated on the anniversary of their policy.”

Meet Our Team

We are a team of professionals who are passionate about the services we provide to you.

Nicole Skewes

Nicole Skewes

Company Director and Registered Financial Adviser

Insurance and KiwiSaver Specialist

Kelsey Sciascia

Kelsey Sciascia

Registered Financial Adviser

Insurance and KiwiSaver Specialist

Lorraine Armstrong

Lorraine Armstrong

Team Administrator

Client Services

Cara Whittaker

Cara Whittaker

New Business Support

Client Services

Here’s what our clients have to say about us:

  • 5 star review  Nicole dealt with our change over from one insurance agency to another with absolute professionalism. She even saved us some $$$ with our policies that the previous agency did not know about. I would highly recommend Lifestyle Cover for all your insurances. Cheers Andrew.

    thumb Andrew Harvey

    5 star review  When i first approached Nicole at Lifestyle cover i had no clue how to approach her what i was looking for with life insurance and kiwisaver. We started off with kiwisaver and far out the info she gave me breaking it down for me to understand and outline what direction i neeeded to take for me to make my own decisions. I had delt with so many advisors from banks and never get it and walked away from it all. Thank you so much for dealing with life insurance 🙏 as well. And who im with is great they keep you undated with change not only that if you have missed something lifestyle cover is there 24/7 . Lifestyle cover made my life stress free. I would recommend you seeing Nicole and her team they work well as a team and thats what we need to go forward living a good and healthy life. Thank you for your on going support.

    thumb Daniel Fisher
  • 5 star review  Nicole has been so great to deal with. Very efficient and so knowledgeable. Always happy to help.

    thumb Jai Hillman

    5 star review  I have been using Lifestyle Cover for my insurance and kiwisaver needs for the past 5 years. Nicole and her team are very quick to respond when I send through inquiries and regularly review my insurance cover to ensure I'm getting the best deal. I have been recommending Lifestyle cover to my friends and family for years and they have never disappointed!

    thumb Angela Bancroft
  • 5 star review  Amazing service fast and effient. Made the whole process of claiming health insurance for my son super easy and quick. His operation was fast tracked and they were able to sort everything in time. Easy to talk to and get hold of definetly recommended their service. Thankyou

    thumb Hannah Judd

    5 star review  Nicole was very friendly and professional. I really appreciated the online communication and not having to try organize insurance during the lockdown levels was a great service.

    thumb Jay Puohotaua
  • 5 star review  I engaged Nicole to help me review, update and add to my personal and business insurance cover, as well as ACC and Kiwisaver. I couldn't advocate more for the value that I received through working with Nicole. She made everything easy, quick and simple to understand while making sure that I had all my bases covered. I was really impressed with Nicole's efficiency, professionalism, proactive communication and knowledge. It really does feel like you have a 'personal' advisor - you can trust she is always available and ready to advocate on your behalf.

    thumb Monica Shepherd

    5 star review  Nicole is an absolute professional, she created a bespoke package for myself and my family taking into account our needs and priorities. Her excellent follow up and review process gives us peace of mind that our policies are up to date and relevant to our current situation. I would have no hesitation recommending Nicole and her quality service.

    thumb Jessie cooper

Who We Work With

Who We Are Proud Members of

Free Insurance and KiwiSaver Review Available on Request Nationwide



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